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White-Label Escrow Software

White-Label Digital Escrow Platform

Protect every online transaction with escrow under your own brand. The platform holds funds securely until both sides are satisfied, with wallets, milestone payments, identity checks and dispute resolution built in — ready for marketplaces, service platforms and cross-border trade.

  • Secure escrow for goods, services and digital assets
  • Milestone payments and built-in dispute resolution
Admin Dashboard
Customer App

Clone and launch an app like this today

4

STEPS: AGREE, FUND, DELIVER, RELEASE

3

PAYMENT RAILS: CARD, BANK AND CRYPTO

KYC/AML

COMPLIANCE CHECKS INTEGRATED

100%

SOURCE CODE OWNERSHIP

What is this Escrow Platform?

Our solution is white-label digital escrow software. It lets you run a trusted payment service where a buyer's money is held securely and only released to the seller once agreed conditions are met — protecting both sides from fraud, non-delivery and non-payment.

You can launch it as a standalone escrow service or embed it in an existing marketplace, freelance platform or B2B trading network. It combines the escrow workflow, digital wallets, transaction management, payment gateways and notifications with the identity and compliance checks that regulated payments require.

Platform Features

We give buyers and sellers a simple, trustworthy experience, and give your team the controls to run a compliant payment business.

Buyers & sellers

Create transactions, Milestone payments, Digital wallet, Inspection period, Dispute resolution.

  • E-signed agreements
  • Real-time notifications
#streaming#vod

Compliance & security

Identity verification (KYC), AML screening, Complete audit trail, Role-based access.

#cms#admin

Admin & operations

Transaction oversight, Dispute management, Fee configuration, Financial reporting.

  • Card & bank payments
  • Crypto payments
  • Multi-currency
#revenue#drm

How Much Does It Cost to Build an Escrow Platform?

Custom escrow platforms with compliance integrations, wallets and dispute workflows can cost $80,000 to $300,000 or more and take 6–12 months. Our solution gives you the escrow engine and integrations ready to configure.

FeatureThe PlatformCustom Development
Time to launch 6–16 weeks 6–12 months
Starting cost Request Pricing $80,000–$300,000+
KYC and AML integrations Pre-integrated Selected and integrated separately
Wallets & milestone payments Included Custom development
Dispute resolution workflow Included Custom development
Source code ownership Yes Yes
Final pricing depends on the platforms, features and customisation you need. Support, maintenance and update plans are available as optional add-ons.

How Escrow Platforms Make Money

Design a fee model that fits your market and transaction sizes.

Escrow fees

Charge a percentage of each transaction. Established escrow services publish fees of roughly 0.89% to 3.25%, depending on transaction size and payment method.

Subscription plans

Offer monthly plans with lower fees for high-volume sellers and businesses.

Currency conversion

Earn a margin on cross-border transactions that involve currency exchange.

Premium services

Charge for expedited release, extended inspection periods or professional dispute mediation.

API & partner fees

Charge marketplaces and platforms that embed your escrow into their own checkout.

Why Choose Our Platform

✔

Built for trust and compliance

Identity verification, AML screening, audit trails and e-signatures are part of the platform, not afterthoughts.

Multiple payment rails

Card, bank and crypto options let you serve buyers and sellers in more countries.

Standalone or embedded

Launch your own escrow brand, or add escrow to an existing marketplace through the API.

Handles real disputes

Evidence uploads, inspection periods and admin review tools help resolve problems fairly.

Ready for multiple countries

Multi-currency transactions and configurable fees by country support cross-border growth.

You own the platform

Your brand, source code, customer relationships and fee revenue stay with you.

How We Launch Your Escrow Platform

A clear, phased process takes you from idea to launch without the risk of a ground-up build.

01

Discovery & compliance planning

We map your target countries, transaction types, licensing approach and payment partners.

02

Demo & scoping

You explore the platform and we agree the workflows, integrations and customisation you need.

03

Integration setup

We connect your identity verification, AML screening, e-signature and payment providers.

04

Branding & fee configuration

We apply your brand and set up fees, currencies, limits and dispute rules.

05

Security & flow testing

We test permissions, payment flows, releases, refunds and disputes end to end.

06

Launch & support

Your platform goes live, with monitoring, updates and support available.

Technologies Used

Our solution is built on proven, scalable technologies chosen for performance, security and cost control.

Backend & APIs

Swift (Vapor), Node.js, RESTful APIs

Video pipeline

Cloud transcoding, HLS adaptive bitrate streaming, global CDN delivery

Content protection

Widevine and FairPlay DRM

Web app & admin panel

Next.js, React

Mobile apps

Flutter for iOS and Android

Smart TV apps

Samsung Tizen, LG webOS, Amazon Fire TV, Android TV, Roku

Cloud & DevOps

AWS or DigitalOcean, Terraform, CI/CD pipelines

Why Businesses Trust Sumfactor

✔

Legal entities in India and the USA

✔

Years of experience delivering production software across media, fintech, and logistics

✔

NDA available before any project discussion

✔

Full source code and intellectual property handover

✔

Transparent, milestone-based delivery with regular demos

✔

Post-launch support and maintenance plans

What Our Clients Say

Platform FAQs

What is a white-label OTT platform?

A white-label OTT platform is ready-built streaming software that you rebrand and launch as your own service.

How is this different from a Netflix clone script?

Clone scripts usually copy the look of a single app and stop there. This is a complete streaming platform with a CMS, DRM, multiple monetization models, analytics and Smart TV apps.

How much does it cost to launch an OTT platform?

The cost depends on the platforms, features and level of customisation you need. Custom-built streaming platforms often cost $100,000 or more, and ours starts at a fraction of that.

How long does it take to launch?

Timelines depend on how many apps you need, the amount of customisation and how quickly your content and branding are ready.

Which devices and Smart TVs are supported?

The platform supports iOS and Android phones and tablets, web browsers and connected TV platforms including Samsung, LG, Amazon Fire TV, Android TV, Apple TV and Roku.

Do I own the source code?

Yes. You receive the source code for your deployment, and your brand, content, subscriber data and revenue remain yours.

Ready to Launch a Trusted Escrow Service?

See the platform in action and get a quote for your markets and payment partners.

Consultation

Have a Platform in Mind? Let’s Build It Right.

Connect staright with Ajay Sharma, CEO at Sumfactor—the mind behind the platform. Bring your concept, and leave with a clear launch roadmap.

Claim Your 15-Min Slot

This is an independent white-label software platform and is not itself a licensed escrow agent, bank or money transmitter. Escrow.com and Trustap are trademarks of their respective owners.